Rather than start CPP early at a cost of 7

April 27, 2014

That is below her $50,000 after tax target, but it is adequate after her kids are gone and her expenses drop.The risks of planningThe risks to this forecast are substantial. Construction of the rental apartment would delay the time when she is debt free. Rather than start CPP early at a cost of 7.2 per cent of age 65 benefits per year of start before 65 and impair her largest indexed pension, she should draw down her RRSP as needed.

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